Uninsured/Underinsured

Be prepared! With an increasing amount of drivers without insurance - you don't want to get stuck with the bill for someone else's fault.

Uninsured motorists (UM) coverage pays for your injuries if you're struck by a hit-and-run driver or someone who doesn't have auto insurance. It is required in many states.

Underinsured motorists (UIM) coverage will pay out if the driver who hit you causes more damage than his or her liability coverage can cover. In some states, UM or UIM coverage will also pay for property damages.

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