Additional Coverages

Don't assume that any specific item is covered in a health policy. To cut down insurance costs companies are excluding more and more.

Here are some other items that are typically not included, but may at an additonal cost.

1. Prescription drugs (co-payments or sometimes a percentage of regular price on preferred drugs)

2. Preventive care (such as shots for children, boosters, etc)

3. Mental health benefits (work related, personal, family, etc.)

4. Maternity care (doctors visits, tests, delivery, hospital stay, follow up, etc)

5. Vision care (eye exams, contacts, eyeware, etc)

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