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GLOSSARY

 GLOSSARY TERMS by Alpha
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Impaired property
Improvements and betterments
In force
Incontestable clause
Increasing term insurance
Incurred losses
Indemnity
Independent adjuster
Independent agent
Independent Insurance Agents of America (IIAA)
Individual policy pension trust
Insurability
Insurable interest
Insurable risk
Insurance
Insurance agent
Insurance broker
Insurance carrier
Insurance claim
Insurance company dividend
Insurance contract
Insurance examiner
Insurance policy
Insurance to value
Insured
Insured Life
Insurer
Interest assumption
Irrevocable beneficiary
Issue date

Independent agent

A "retailer" of insurance who, by contractual arrangement with a number of insurance companies, sells and services property and liability insurance. The independent agent "owns" the policy information and expiration dates of his client’s coverage and thus controls renewals and their placement.

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