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GLOSSARY

 GLOSSARY TERMS by Alpha
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Umbrella liability
Underground Storage Tank (UST)
Underinsured
Underinsured motorists coverage
Underlying insurance policy
Underlying limits
Underwriter
Underwriters Laboratories, Inc. (UL)
Unearned premium
Unilateral contract
Uninsurable risk
Uninsured motorists coverage
United States Longshore and Harbor Workers Compensation Act (USL&H)
Universal Life Insurance
Unsatisifed judgment fund (UJF)

Uninsured motorists coverage

Coverage for the insured and passengers whenever the at-fault driver in an accident has no auto liability insurance. Coverage is usually to the extent of limits required by state auto financial responsibility laws.

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