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GLOSSARY

 GLOSSARY TERMS by Alpha
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OASDI
Occupational hazard
Occupational Safety and Health Act (OSHA)
Occurrence
Off premises cover
Offer and Acceptance
Open perils
Original age
Other insurance
Other insured rider
Ownership
Ownership of expirations

Open perils

Property coverage that applies to risks of loss on a general basis, in contrast with policies that cover for specifically identified perils ― see Named perils. The old term for open perils was "all risks."

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