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GLOSSARY

 GLOSSARY TERMS by Alpha
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OASDI
Occupational hazard
Occupational Safety and Health Act (OSHA)
Occurrence
Off premises cover
Offer and Acceptance
Open perils
Original age
Other insurance
Other insured rider
Ownership
Ownership of expirations

Other insurance

When two or more policies cover the same interests for the same exposures, each policy is said to represent "other insurance" to the other. Most insurance policies contain clauses that specify how or if claims will be paid if other insurance exists for the same exposures.

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