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GLOSSARY

 GLOSSARY TERMS by Alpha
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Umbrella liability
Underground Storage Tank (UST)
Underinsured
Underinsured motorists coverage
Underlying insurance policy
Underlying limits
Underwriter
Underwriters Laboratories, Inc. (UL)
Unearned premium
Unilateral contract
Uninsurable risk
Uninsured motorists coverage
United States Longshore and Harbor Workers Compensation Act (USL&H)
Universal Life Insurance
Unsatisifed judgment fund (UJF)

Underwriters Laboratories, Inc. (UL)

Originally begun as a cooperative of western fire insurers to test materials, the UL is now an independent organization testing virtually every fabricated device and material. Items are permitted to bear the UL seal of approval only after they have passed stringent testing for safety.

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