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GLOSSARY

 GLOSSARY TERMS by Alpha
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Lapse
Larceny
Latent defect
Leasehold interest insurance
Legal liability
Level Premium Life Insurance
Level term insurance
Liability Insurance
Liberalization clause
Life expectancy
Life insurance
Limited partnership
Limited pay policy
Liquor liability insurance
Living benefits
Loading and unloading exclusion
Long-term care insurance
Loss
Loss limit
Loss ratio
Loss trending
Lost policy release
Lum sum distribution

Loss trending

A method to modify developed losses for changes that will occur in the future. Trend factors are used by rate makers to adjust past losses to more accurately reflect the loss experience expected to develop while the rates are being used.

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Next Insurance Term: Lost policy release


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