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GLOSSARY

 GLOSSARY TERMS by Alpha
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Backdating
Bailment
Bailor
Bankers blanket bond
Bare
Basic causes of loss
Beach plans
Beneficiary
Benefit
Betterment
Bid bond
Binder
Binding authority
Blanket coverage
Bodily injury Coverage
Bullet Contract
Business life insurance

Backdating

A procedure which makes the effective date of a life insurance policy earlier than the actual application date. This procedure is often used to make the attained age of the applicant lower in order to qualify for a lower premium. State laws generally limit backdating to six months.

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