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GLOSSARY

 GLOSSARY TERMS by Alpha
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Major medical insurance
Managing General Agent (MGA)
Manuscript policy
Marine insurance
Market value
Market value appraisal
Master policy
MBIA
McCarran-Ferguson Act
MCS-90
Medicaid
Medical
Medical expenses
Medical payments insurance
Medicare
MedPay
Merit rating
Misrepresentation
Modified premium policy
Moral hazard
Mortality charge
Mortality cost
Mortality rate
Mortality table
Mortgage insurance
Mortgage life insurance
Municipal bond insurance
Mutual insurance company

Modified premium policy

A whole life insurance policy in which the premium starts low, increases gradually over 3-5 years, and then remains constant for the remainder of the life of the policy. Designed for people who want more insurance coverage than they can immediately afford. Also known as a Graded Premium Policy. 

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