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GLOSSARY

 GLOSSARY TERMS by Alpha
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Package policy
Paid-up Insurance
Pair and set clause
Para-Med (Paramedical)
Para-Med (Paramedical) Examination
Partial Surrender
Participating GIC
Participating Policy
Partnership
Penalty
Performance Bond
Peril
Period of restoration
Periodic payment plan
Permanent Life Insurance
Personal articles floater
Personal auto policy
Personal injury
Personal liability insurance
Personal property
PMI
Policy
Policy Holder
Policy Limit
Policy Loan
Policy surrender
Policy year
Policyowner
Portability
Portfolio Manager
Power-of-attorney
PPO
Pre-existing conditions
Preferred risk
Premium
Premium flexibility
Primary beneficiary
Primary insurance
Prior Approval
Private Mortgage Insurance
Probate costs
Products Liability
Professional Insurance Agents (PIA)
Professional liability
Property Damage Coverage
Property Inventory
Provisions

Preferred risk

An applicant favored by a physical condition, occupation, lifestyle, or other characteristics which indicate above-average potential for longevity compared to other unimpaired people of the same age. In other words, someone who's likely to live longer than other people of the same age.

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