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GLOSSARY

GLOSSARY TERMS by Alpha
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Hacker Insurance
Hard market
Hazard
Hazard insurance
Hazardous Waste
Health Insurance
Health Insurance Portability and Accountability
Health Maintenance Organization
Hidden load
Hidden Tax
Highly Protected Risk (HPR)
HIPAA
HMO
Hold harmless agreement
Hole-in-one insurance
Homeowner's Insurance
Homeowners insurance
House Year
Hull insurance

Health Insurance Portability and Accountability

HIPAA. A law mandating that anyone belonging to a group health insurance plan must be allowed to purchase health insurance within an interval of time beginning when the previous coverage is lost. The law protects employees, especially those with long term health conditions who may be reluctant to leave jobs because they are afraid pre-existing condition clauses will limit coverage of any such conditions under a new insurance plan, from losing health insurance due a change in employment status.

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