HMO
Health Maintenance Organization. A form of health insurance combining a
range of coverages in a group basis. A group of doctors and other
medical professionals offer care through the HMO for a flat monthly
rate with no deductibles. However, only visits to professionals within
the HMO network are covered by the policy. All visits, prescriptions
and other care must be cleared by the HMO in order to be covered. A
primary physician within the HMO handles referrals.
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