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GLOSSARY

 GLOSSARY TERMS by Alpha
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Major medical insurance
Managing General Agent (MGA)
Manuscript policy
Marine insurance
Market value
Market value appraisal
Master policy
MBIA
McCarran-Ferguson Act
MCS-90
Medicaid
Medical
Medical expenses
Medical payments insurance
Medicare
MedPay
Merit rating
Misrepresentation
Modified premium policy
Moral hazard
Mortality charge
Mortality cost
Mortality rate
Mortality table
Mortgage insurance
Mortgage life insurance
Municipal bond insurance
Mutual insurance company

Moral hazard

The risk that the presence of a contract will affect on the behavior of one or more parties. The classic example is in the insurance industry, where coverage against a loss might increase the risk-taking behavior of the insured.

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