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GLOSSARY

 GLOSSARY TERMS by Alpha
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A-Share Variable Annuity
Abandonment
Absolute liability
Accelerated Benefits Rider
Accelerated Death Benefits
Accident
Accident frequency
Accident severity
Accident year experience
Accidental Death Benefit Rider
Accidental Death Insurance
Accidental Means
Accommodation line
Accounts receivable insurance
Acquisition Cost
Active malfunction
Actual cash value (ACV)
Actuarial Cost Method
Actuary
Additional Equipment Endorsement
Additional Insured
Adequacy of Coverage
Adhesion
Adjustable Life Insurance
Adjuster
Admitted Carrier
Adverse Underwriting Decision
Agent
Agent's Appointment
All-risks Coverage
American Municipal Bond Assurance Corporation.
Annually renewable term
Annuitant
Annuitize
Appraisal
Assigned risk
Assignment
Attained age
Automobile Insurance

Actual cash value (ACV)

A method for placing value on property as of the time of its loss or damage. ACV may be determined as replacement cost, new, less depreciation. The market value of an item may be used to help determine actual cash value. Contrast with replacement cost.

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